Refinancing

Refinancing is used for several reasons, however, the primary one is to lower your interest rate. If rates have dropped since you last financed your home, you may want to consider refinancing. Other common reasons to refinance include paying off a balloon , converting an adjustable rate loan to a fixed rate loan, or to extract cash equity in your home (cash out). A few reasons for cashing out include: home improvement, an education fund, and consolidating debt.

 

To Refinance You'll Need:

 
 

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